The digital transformation of microfinance institutions: an empirical analysis
نویسندگان
چکیده
Purpose This study seeks to identify the factors that are associated with digital transformation of microfinance institutions (MFIs). Design/methodology/approach The employs probit models investigate likelihood integrating solutions by MFIs and Heckman for robustness checks. Findings findings reveal adoption these tools is consistent social performance MFIs. Furthermore, profitability their home country development a larger application support solutions. Research limitations/implications Since survey data collected not longitudinal does cover many MFIs, it may encounter absence comprehensive results. Moreover, limited supply-side incentive factors, thus lacks investigations under supply-demand interaction schemes. Therefore, future studies encouraged fill up knowledge gaps. Practical implications results imply necessarily harm In addition, financial sustainability can serve as being preliminary condition but must lead mission drift have policymakers, donors investors who wish accelerate within industry significantly boost inclusion. A focus on more social-oriented be an appropriate solution. pathway inclusion through made efficient if improved supportive facilities well systems technology available. Originality/value paper first one which highlights relationship between MFI's we discuss this link while considering cost aspects.
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ژورنال
عنوان ژورنال: Journal of Applied Accounting Research
سال: 2021
ISSN: ['0967-5426', '1758-8855']
DOI: https://doi.org/10.1108/jaar-02-2021-0041